Free MAO Calculator
Know your Maximum Allowable Offer before you pick up the phone. Wholesale, fix & flip, or BRRRR — based on ARV, repairs, and your fee.
Enter your numbers to see your Maximum Allowable Offer.
How the MAO formula works
Your Maximum Allowable Offeris the most you can pay for a property and still leave enough margin for your end buyer's profit, repairs, and your fee. The standard formula:
- Wholesale — leave the buyer their 70% spread, then subtract your assignment fee. That's the number you contract at.
- Fix & flip — the classic 70% rule. You're the end buyer, so the full spread is yours to cover holding, closing, and profit.
- BRRRR — keep your all-in cost at or below 75% of ARV so you can refinance most of your capital back out.
The two silent killers of every deal are optimistic ARV and lowballed repairs. Be conservative on both — it's far cheaper to pass on a marginal deal than to be wrong on the one you do.
Pre-foreclosure and distressed deals add factors a vanilla calculator misses — payoff and reinstatement figures, junior liens, and your state's redemption period. Those change the real number. DealRoute models them automatically.
This calculator is the small version of what DealRoute does all day
DealRoute pulls the comps, estimates the ARV and repairs, runs the offer, drafts the contract, and talks to the seller for you — one AI-native platform instead of a stack of five tools. The first 50 founding members lock lifetime pricing.
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